Growing Wealth

Empowering you to open yourself to more growth and abundance in your life. It's no rocket science, really - making #wealthtips & #financetips easy, accessible and down to earth.
10,709 Pins
·
1 Section
·
2h
When are policyholders eligible to receive death and maturity benefits in their term plan?
If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 34th part of this series, Riju Mehta explains the difference between the two types of benefits in life insurance.
43% returns in 1 year—Why National Aluminium's stock ranks high on analyst list
Rising global aluminium demand, government’s infrastructure development plans, housing for all schemes, and promotion of EVs are the key demand drivers that will potentially benefit the stock.
Strong track record, consistently outperforming benchmark. Should you invest in DSP Equity Opport...
We examine the key fundamentals of the DSP Equal Opportunities Fund, its portfolio, and performance to help you make an informed investment decision.
How to excel in job market? Do you thrive on risks, uncertainty, or function better in stability;...
The post-AI job market is unpredictable with new technologies and economic changes challenging you at every step of the way. To navigate careers, understanding if you have a hunter or farmer mindset is essential. Read on to know what sets hunters and farmers apart and what their distinct characteristics are in this article.
Retirement should not be compromise, allocate your retirement funds to small joys that light up y...
Retirement does not mean that people endure sub-par lives, making martyrs of themselves. It could truly translate to times when they could exercise their choices freely, and allocate financial resources to things that matter the most to them—not in the distant future, but in their present everyday lives.
Getting rich overnight is widely held fantasy: How fraudsters exploit this human weakness and oft...
The Torres case reminds us that human nature remains our biggest vulnerability. Whether pressing ‘1’ on phone in response to a recorded message about a suspicious courier package, or investing savings in schemes promising impossible returns, the fundamental weakness being exploited is the same—optimism that we have stumbled upon the rare opportunity to get rich quickly.
Meticulous budgeting, side hustles: How to manage your money as an international student?
Students studying abroad should consider their allowance as a fixed amount, from which they need to make judicious allocations for all their essential and discretionary expenses. Having an additional source of income via side hustles can help them further increase the amount of money they have available. Read on to learn how international students can manage their funds effectively.
SGBs, digital gold, ETFs- Ways you can add gold to your portfolio
Investments in gold have long been seen as safeguards against inflation and economic uncertainties. Read on to know about the various ways you can invest in the yellow metal, like gold ETFs, gold funds, sovereign gold bonds, and more.
Thematic funds leading a speculative bubble: Why SEBI needs to check the rise of this unsustainab...
Thematic mutual funds have been investor's favourites recently, which explains why they managed to attract Rs 80,000 crore last year. With thematic funds growth being unchecked and AMCs promoting narrow and risky themes, a good number of funds may fail to deliver as per expectation and some may even lead to significant loss of investor money. Read on to know why a timely intervention by Sebi is necessary.
Health insurance riders vs add-ons - Know the difference, which one to add to your mediclaim poli...
Health insurance plans offer various riders and add-ons to enhance coverage with options like hospital cash, no-claim bonus, and maternity benefits. While these features can be tailored to an individual's medical needs, when should these become a part of your health plan? What is the difference between the two, and how do riders and add-ons differ in terms of value addition to your plan? Know more about it here.
Waiting for interest rate cuts on home loan to buy your dream house? Here's why a delay may not help
If you are a prospective home buyer, solely focusing on interest rate cuts to reduce your home loan EMI may not be a smart move. This is because rising property prices could potentially offset the benefits. What should your plan of action be, if you are looking to buy a property for self-use or investment purposes? Read on to know more
9 active equity mutual funds that have performed better in last 4 years
Volatility in domestic equity markets has recently intensified due to increased FPI selling, a stronger US dollar, and rising US bond yields. In this market, some actively managed mutual funds have managed to improve their returns over 4 years. Read on to learn more about the sectors and stocks commonly held by most of these mutual funds in this article.
Income tax benefits of NPS under both old and new tax regime for government and private sector em...
List of tax benefits of NPS: The National Pension Scheme (NPS) is a prominent investment option for individuals seeking to secure their retirement while benefiting from significant tax advantages. NPS is a savings scheme designed to help both government and private sector employees plan for their retirement. Read below to know more about income tax deductions for investing in NPS.
Govt declares war against fraud with Sanchar Saathi app; Now report suspected fraud directly from...
Sanchar Saathi app: New app called Sanchar Saathi launched by Union Minister Jyotiraditya M. Scindia on January 15, 2025 to help combat cyber fraud. You can Report Suspected Fraud Communication,Report incoming international call with Indian number and do much more with this app. DoT said, "Reporting of suspected fraud communication helps the Department of Telecommunications in prevention of misuse of telecom resources for cyber crime, financial frauds."
FD interest rate up to 9% for general citizens investing for three years; Check the full list of ...
Fixed deposit: General citizens can get up to 9% interest rate on FDs worth up to Rs 3 crore for three years tenure. Check out the full list of banks offering up to 9% interest rate on fixed deposits to general citizens. Note: TDS will be deducted when interest payable or reinvested on FD per customer across all branches, exceeds Rs 40,000 in a year.